Costs
How to read a 401(k) match and vesting schedule in a job offer
What to check in a 401(k) offer: match formulas, the 2026 IRS limits, vesting schedules, ERISA rights and the plan documents to request, with energy and biotech examples.
Topic
salary occupation
Guides
How to read a US job offer from at-will employment to equity
A US job offer hides its real terms in at-will status, exempt classification, vesting schedules and 401(k) match language, so read those clauses closely.